First Time Home Buyer Workshop

Charlotte First Time Home Buyer Information

 Buying your first home can be a daunting process. Finding the home that fits your needs, wants, desires, and price range is only the tip of the iceberg. The typical transaction is not just about buyer and seller but involves appraisals, inspections, surveys, a couple of agents, and an attorney.

Before you start looking for your next home, attend our First Time Home Buyer Workshop to learn about the home buying process from local professionals without obligation.

Topics include:

- Understanding the local and national real estate markets
- Free money to help you buy your first home

Mortgage
  • When should you get pre-approved for a mortgage
  • Benefits of FHA, VA, USDA, and Conventional financing and which mortgage is right for you
  • Determinig your DtI and PITI
  • Down payment assistance programs
  • How to choose a reputable lender
Home Buying Process
  • How to find your perfect house
  • Taking advantage of the $8000 Home Buyer Tax Credit
  • Items in a house to avoid
  • The steps in the home sale transaction
  • Inspections
  • Surveys
  • Closing & Ownership
Buying a REO or HUD Home
  • Advantage of purchasing a HUD Home
  • The differences between a HUD & REO
  • Avoiding the REO pitfalls
The Home Inspection
  • Things to look for in a home inspector
  • Common repair issues
  • Items to look out for on any inspection
...and so much more.   Each topic will be presented by a local mortgage, inspection or real estate expert. 

Seating is limited and registration is required.  Smart Home Buyer University Workshops are offered as a community service without obligation.
 
Topics

The Home Buyer Tax Credit

Schedule a Buyer Consultation

Attend a Home Buyer Workshop

Finding a Real Estate Consultant

The Mortgage Approval Process

Let the Home Search Begin!

Making an Offer

We Have a Contract. Now What

The Final Week

The Closing: Home is Yours

Real Estate Terms

Free Downloads for First Time Home Buyers

First Time Home Buyer Blog Posts



Register for the Event



Events